2024 Annual Enrollment
October 1, 2023 - November 15, 2023
NEW! - REVIEW YOUR CURRENT BENEFITS SUMMARY
HRM 2024 Annual Enrollment Presentation
Downtown Campus Benefits Fair
Thursday, October 26th
Allied Health Building, 2nd Floor Atrium
Dental School Benefits Fair
Friday, October 27th
Administration Building, 1st Floor
Documents can be submitted to nohrmbenefits@lsuhsc.edu.
General Information
Annual Enrollment begins October 1, 2023. As a benefits eligible LSU employee, you have a wide variety of benefit options available to you and your eligible dependents. During Annual Enrollment, you have the opportunity to enroll, make changes to, or cancel current benefit elections.
Medical, Dental, Vision, Life, LTD, Accident Protection, Critical Illness, and Flexible Spending Accounts cannot be terminated or changed outside of Annual Enrollment without a qualifying life event. Employees are encouraged to review their current benefit elections and make selections or changes consistent with their individual needs.
If no action is taken, all benefits will roll over for the next plan year, with the exception of both the Health and Dependent Care Flexible Spending Accounts (FSA) and the Health Savings Account (HSA) contributions. These benefits must be re-elected each year. All elections made during Annual Enrollment will be effective during the plan year of January 1, 2024 - December 31, 2024.
- October 1, 2023 - Annual Enrollment begins
- November 15, 2023 - Annual Enrollment ends
- January 1, 2024 - New plan year begins and changes made during Annual Enrollment take effect
Employees are encouraged to review all benefits and make selections/changes consistent with their individual needs.
New! - Employees can review their benefit elections through Self Service. Follow the path: Self Service > Benefits > View Benefits Summary
Enrollment/change forms are available on this page or can be picked up at the Benefits Office. Forms should be submitted no later than November 15th. Employees can submit their forms to nohrmbenefits@lsuhsc.edu or in person at the Benefits Office located in the Resource Center Building, Room 626.
No updates/changes can be made after the annual enrollment period has ended unless it is due to a qualifying life event.
It is important that all employees check their health benefits and dependent information to ensure proper reporting on their 1095C forms to avoid a penalty.
| Employee's Responsibilities During Annual Enrollment: | Things to consider when evaluating benefit elections: |
|
Reviewing all communications regarding Annual Enrollment Educating yourself on plan offerings Providing proper documentation, where applicable such as adding dependents or submitting an Evidence of Insurability (EOI) Ensuring Changes have been properly submitted by deadline Verifying insurance coverage and premium deductions are correct Verifying your address is correct and completing a Personal Data Change form if necessary |
Monthly premium Provider networks Covered medical and prescription services Deductible, coinsurance, and copays Prescription coverage and costs Estimated out-of-pocket costs Voluntary benefit offerings including dental, vision, life insurance, and flexible spending account(s). |
Benefits Fairs & Virtual Presentations
The Office of Human Resource Management is excited to host two in-person Benefits Fairs.
The downtown campus fair will take place Thursday, October 26th from 10:00am to 2:00pm in the School of Allied Health & Nursing Building (1900 Gravier St.) on the 2nd floor.
The dental school fair will be Friday, October 27th from 8:00am to 12:00pm in the Administration building on the 1st floor.
Please view the video below for an overview of the Annual Enrollment process and the upcoming plan changes.
HRM 2024 Annual Enrollment Presentation
OGB Presentations
The Office of Group Benefits will be hosting in person presentations during Annual Enrollment for employees by region. They will have meetings for Active Employees, Non-Medicare Retirees, and Medicare Retirees. To review their meeting schedules and locations, please review the links below.
More information on their plans can be accessed at OGB's Annual Enrollment site.
LSU First Presentations
LSU First will host presentations via Zoom to review the LSU First Plan and LSU First Medicare Retiree Plan. To register for a meeting, please click the link below. A pre-recorded presentation can also be found below.
| LSU First Presentations | LSU First Medicare Retiree Presentations |
| Thursday, October 5th - 2:00pm | Wednesday, October 4th - 10:00am |
| Tuesday, October 17th - 10:00am | Thursday, October 19th - 2:00pm |
| Wednesday, November 1st - 2:00pm | Tuesday, October 31st - 10:00am |
| Recorded Presentation |
Prudential Pathways
"We hear every day that many Americans are not financially prepared for their future. People find the financial planning process overwhelming, and they don’t know where to begin. Many are asking their employers for help."
Prudential Pathways® offers practical, down-to-earth information that may help you and your family today, tomorrow, and beyond. It is designed to give you an understanding of the fundamentals of financial wellness through educational seminars.
Navigating Your Employer Benefits - This seminar will cover important topics, like these:
- How to make time sensitive financial decisions
- How much you should save for retirement
- Optimize the benefits your employer provides
Monday, October 23, 2023
10:00-11:00 a.m. (CT)
MEB Seminar 5
If you have a question or concern, please contact Pathways@prudential.com or 844-592-8993.
2024 Plan Changes
If no action is taken, all benefits will roll over for the next plan year, with the exception of both the Health and Dependent Care Flexible Spending Account (FSA) and Health Savings Account (HSA) contributions. These contributions must be re-elected each year. All elections made during Annual Enrollment will be effective during the plan year of January 1, 2024 - December 31, 2024.
Medical Plans
For all medical plans, employees can enroll, switch plans, make changes to their dependents, or cancel coverage during Annual Enrollment.
Plan Changes: There will be no plan design changes for the LSU First health plan.
Premiums: There will be a 6% premium increase for all levels of coverage (Employee Only, Employee + Child(ren), Employee + Spouse, and Family).
Prescriber Attestation - Required to be completed by employees with prescribing privileges who are enrolled or are enrolling in the LSU First plan.
More Plan Information: LSU First Plan
Plan Changes: There will be no plan design changes for the Pelican HRA 1000 health plan.
Premiums: There will be a 6.15% premium increase for all levels of coverage (Employee Only, Employee + Child(ren), Employee + Spouse, and Family).
More Plan Information: Pelican HRA 1000
Plan Changes: There will be no plan design changes for the Pelican HSA 775 health plan.
Premiums: There will be a 6.15% premium increase for all levels of coverage (Employee Only, Employee + Child(ren), Employee + Spouse, and Family).
2024 HSA Annual Contribution Limits:
- Employee Only Coverage: $4,150*
- Family Coverage: $8,300*
- Employees age 55 or older can contribute an additional $1,000 per plan year.
*Reminder: Employer contributions count towards the IRS annual limit.
GB-79 HSA Contribution Election Form - Must be completed every year to designate contributions
More Plan Information: Pelican HSA 775
Plan Changes: There will be no plan design changes for the LSU Magnolia Local plan.
Premiums: There will be a 6.15% premium increase for all levels of coverage (Employee Only, Employee + Child(ren), Employee + Spouse, and Family).
More Plan Information: Magnolia Local
Plan Changes: There will be no plan design changes for the Magnolia Local Plus health plan.
Premiums: There will be a 6.15% premium increase for all levels of coverage (Employee Only, Employee + Child(ren), Employee + Spouse, and Family).
More Plan Information: Magnolia Local Plus
Plan Changes: There will be no plan design changes for the Magnolia Open Access health plan.
Premiums: There will be a 6.15% premium increase for all levels of coverage (Employee Only, Employee + Child(ren), Employee + Spouse, and Family).
More Plan Information: Magnolia Open Access
Effective January 1, 2024, the Vantage HMO and Medicare Advantage health plans will no longer be available. Enrollees' health coverage is NOT going away, but they will need to choose a new health plan option to begin after December 31, 2023.
Please note that active employees who fail to select a new health plan during the Annual Enrollment period will be defaulted into the Magnolia Local Plus plan.
Supplemental Plans
Plan Changes: There will be no plan design changes. The administrative fee has been waived for 2024.
2024 FSA Annual Limits:
- Health Care FSA: $3,050
- Dependent Care FSA: $5,000 ($2,500 if married and filing taxes separately)
Enrollment Form - Must be completed each during Annual Enrollment year to re-enroll
More Plan Information: Flexible Spending Accounts
Plan/Premium Changes: There will be no plan design or premium changes to the dental plan.
Changes Allowed: Employees can enroll, switch plans, make changes to dependents, or cancel coverage during Annual Enrollment.
More Plan Information: Dental Insurance
Plan/Premium Changes: There will be no plan design or premium changes to the vision plan.
Changes Allowed: Employees can enroll, switch plans, make changes to dependents, or cancel coverage during Annual Enrollment.
More Plan Information: Vision Insurance
Plan Design Changes: Effective 01/01/2024, the new administrator of the Identity Theft Protection plan will be MetLife + Aura.
There will be two tiers of coverage.
- Protection Plan includes: Credit Monitoring & Alerts, Financial Account and Transaction Monitoring, Dark Web Monitoring, SSN & Identity Authentication Alerts, Password Manager and Safe Web Browsing.
- Protection Plus Plan includes: all features of the Protection Plan plus Experian Credit Lock, Payday/Specialty Loans Block, Credit Score Simulator, Social Media Account Monitoring & Takeover Alerts, Gamertag Monitoring, AI Powered Call & Text Screening.
The current plan through IdentityForce includes coverage for children at no additional cost. Effective 01/01/2024, "Employee Only" coverage will be just for the employee, no children. If you wish to have your child(ren) covered, you will need to submit a new enrollment form electing "Family Coverage."
Family Coverage will now include:
- Unlimited minors (child monitoring, child credit freeze wizard, parental controls)
- 10 additional adults with ZERO restrictions on who is part of your “family” (e.g., spouse, adult children, parents, siblings, friends)
- Each adult has access to his/her own full feature portal
Premium Changes:
| Tier | Protection | Protection Plus |
| Employee | $5.54 | $7.94 |
| Family | $10.94 | $13.94 |
Changes Allowed: Employees can enroll, switch plans, make changes to dependents, or cancel coverage at any time during the year.
United Healthcare
Plan Changes: There will be no plan design changes to the UHC life insurance plan.
Premium Increase: Employees will only experience a premium increase if they enter a new age band or increase coverage.
Changes Allowed:
- An employee currently enrolled in this plan may increase coverage by 1 increment of $10,000 without an Evidence of Insurability.*
- An employee not currently enrolled in this plan may elect $10,000 of coverage without an Evidence of Insurability.*
- Any employee may submit an Evidence of Insurability to apply for the maximum coverage level which is the lesser of $350,000 or 3 times their annual base salary.*
- A spouse will need to submit an Evidence of Insurability and be approved to elect any new or additional coverage up to the maximum amount of $175,000 or 50% of the employee's coverage.
- An employee enrolled in this plan may elect or increase coverage for their dependent child(ren) with no Evidence of Insurability.
*These changes are only guaranteed issue if the employee has not been previously denied coverage by UHC. If you have been previously declined for coverage by UHC, you must re-submit EOI and be approved to elect new or additional coverage in any amount.
Evidence of Insurability - Employee
Evidence of Insurability - Spouse
More Plan Information: Life Insurance
Prudential
Plan Changes: There will be no plan design changes to the Prudential life insurance plan.
Premiums: There will be a premium change for 2024. Additionally, your premium may increase if you are entering a new age band. Please review the 2024 premium rates here.
Changes Allowed: Employees may enroll or increase coverage with an Evidence of Insurability approval for self and spouse. No Evidence of Insurability is required for a dependent child.
More Plan Information: Life Insurance
Plan Changes: There will be no plan design changes to the Critical Illness plan.
Premium Increase: Employees will only experience a premium increase if they enter a new age band or increase coverage.
Changes Allowed: Employees can enroll, switch plans, make changes to dependents, or cancel coverage during Annual Enrollment.
More Plan Information: Critical Illness
Plan/Premium Changes: There will be no plan design or premium changes to the Accident Protection plan.
Changes Allowed: Employees can enroll, switch plans, make changes to dependents, or cancel coverage during Annual Enrollment.
More Plan Information: Accident Protection
Plan Changes: There will be no plan design changes to the LTD plan.
Premium Increase: Employees will only experience a premium increase if they experience an increase to their base annual salary.
Changes Allowed: Employees may enroll in coverage with an Evidence of Insurability approval.
More Plan Information: Long Term Disability
Plan/Premium Changes: There will be no plan design or premium changes to the AD&D plan.
Changes Allowed: Employees can enroll, switch plans, make changes to dependents, or cancel coverage at any time during the year.
More Plan Information: AD&D
Plan/Premium Changes: There will be no plan design or premium changes to the vision plan.
Changes Allowed: Employees may enroll in coverage with an Evidence of Insurability approval.
More Plan Information: Long Term Care
Plan/Premium Changes:There will be no plan design or premium changes to the Pet Insurance plans with MetLife.
Changes Allowed: Employees can enroll, make changes to their plan, or cancel coverage at any time during the year.
More Plan Information: Pet Insurance
Forms & Resources
Annual Enrollment forms can be submitted via email to nohrmbenefits@lsuhsc.edu. For secure transmission, employees should send enrollment forms from their LSUHSC email. Enrollment forms can also be mailed or dropped off to our office at 433 Bolivar Street, Room 626.
Insurance Enrollment Forms
When adding dependents, copies of the Marriage Certificate/Birth Certificates and Social Security cards are required.
| Health Insurance & Prudential Life Insurance | |
| Voluntary Benefit Enrollment/Change Form | Dental, Vision, & Identity Theft Protection |
| Financial Protection Enrollment/Change Form | United Healthcare Life Insurance, Critical Illness, Accident Protection, Long-Term Disability, Accidental Death & Dismemberment |
| Flexible Spending Account Election Form |
Health Care & Dependent Care Spending Accounts Must be completed each year to re-enroll |
|
Health Savings Account Enrollment & Payroll Deduction Election/Change Form Must be completed each year for those enrolled in Pelican HSA775 |
|
| Long-Term Care |
Evidence of Insurability Forms
Certain plans require employees and their spouses to submit a medical questionnaire to apply for coverage. Enrollment is subject to the approval of the insurance company, and coverage is not guaranteed.
| OGB/Prudential Life Insurance | |
|
United Healthcare Life Insurance, Long-Term Disability UHC requires applications be submitted with these electronic EOIs. |
|
| Long-Term Care |
Miscellaneous Forms
| Personal Data Change |
Address/Name Changes This is the address to which insurance cards and information will be mailed. |
| United Healthcare Term Life Beneficiary Designation | United Healthcare Life Insurance |
|
United Healthcare Beneficiary Designation (Beneficiary section Located on Page 2) |
Critical Illness, Accident Protection, Accidental Death & Dismemberment |
| Prudential Beneficiary Designation | OGB/Prudential Life Insurance |
Retiree Information
2024 Retiree Insurance Overview
Please review the above information.
Please submit all forms to your HRM department. Submitting information directly to OGB will delay processing and may result in incorrect insurance coverage and premium deductions
OGB Presentations
The Office of Group Benefits will be hosting in person presentations during Annual Enrollment for employees by region. They will have meetings for Active Employees, Non-Medicare Retirees, and Medicare Retirees. To review their meeting schedules and locations, please review the links below.
More information on their plans can be accessed at OGB's Annual Enrollment site.
LSU First - United Healthcare
The LSU First Medicare Retiree Plan will host virtual presentations for Medicare-primary retirees via WebEx. If you’re prefer to call in to the presentations, please dial 763-957-6400 TTY 711 to listen to the presentations. You may also watch a recorded version by UnitedHealthcare.
| Date & Links | Event Number | Password |
| Wednesday, October 4th - 10:00am | 2663 753 3835 | LSUFirst2023! |
| Thursday, October 19th - 2:00pm | 2660 784 7098 | LSUFirst2023! |
| Tuesday, October 31st - 10:00am | 2663 027 3555 | LSUFirst2023! |
Learn more about determining the state's subsidy of a retiree's premium here.
19% Vested: 2024 Health Plan Premiums for Retirees
38% Vested: 2024 Health Plan Premiums for Retirees
Contact Us
LSUHSC Benefits
433 Bolivar St., Ste. 626
New Orleans, LA 70112
Phone: (504) 568-7780 Fax: (504) 568-2212