If you became a member of TRSL prior to July 1, 1999, with a 2% benefit factor, then one of the requirements below must be met in order to receive a retirement benefit from TRSL:

• 5 years of service or more at age 60 or later, excluding military service purchased after September 10, 1982, or
• 20 years of service or more you may retire at any age, excluding military service purchased after September 10, 1982

If you became a member of TRSL prior to July 1, 1999, with a 2.5% benefit factor, then one of the requirements below must be met in order to receive a retirement benefit from TRSL:

• 20 years of service or more at age 65, excluding any military service,
• 25 years of service or more at age 55 or
• 30 years of service or more regardless of age 

If you became a member of TRSL between July 1, 1999 and December 31, 2010, with a 2.5% benefit factor, then one of the requirements below must be met in order to receive a retirement benefit from TRSL:

• 5 years of service or more at age 60, excluding military service purchased after September 10, 1982, or

• 25 years of service or more at age 55, or

• 30 years of service or more regardless of age, or

• 20 years of service or more regardless of age (actuarially reduced), excluding military service purchased after September 10, 1982

If you became a member of TRSL between January 1, 2011 and June 30, 2015, with a 2.5% benefit factor then one of the requirements below must be met in order to receive a retirement benefit from TRSL:

• 5 years of service or more at age 60 or later

• At 20 years of service you may retire at any age, but your benefit will be reduced on an actuarial basis which is based on  your age, length of service and number of years from your regular retirement age.

If you became a member of TRSL on or after July 1, 2015, with a 2.5% benefit factor, then one of the requirements below must be met in order to receive a retirement benefit from TRSL:

• 5 years of service or more at age 62 or thereafter
• At 20 years of service you may retire at any age but your benefit will be reduced on an actuarial basis which is based on your age, length of service and number of years from your regular retirement age.

[Years of Service] x [Formula %] x [3-Year High Average Salary] = Annual Retirement Benefit

Example: 25 Years of Service x 2.5% x $50,000 = $31, 250

[Years of Service] x [Formula %] x [5-Year High Average Salary] = Annual Retirement Benefit

Example: 30 Years of Service x 2.5% x $50,000 = $37, 500

For a Refund/Rollover form visit TRSL's webpage or contact the Benefits Office. Completed forms should be returned to the LSUHSC-NO Benefits Office at nohrmbenefits@lsuhsc.edu. Refund forms cannot be sent to the retirement system by LSU until at least 90 days after termination. You can submit the refund form to LSU immediately after termination. TRSL processes most refunds within 30 days of receipt. 

*If you are vested in TRSL (5 year participation), please contact a Benefits Representative to discuss possible retirement options at nohrmbenefits@lsuhsc.edu. 

If you were hired between January 1, 1999 and December 31, 2010 and are an employee with more than five years of service, you are eligible to apply for lifetime disability benefits. If you have less than five years of service, you are not eligible for disability benefits; however, you may receive a refund of your contributions to the plan at the time of termination. If you were hired on or after January 1, 2011, you are only eligible for disability retirement after ten years of service.

If you have at least five, but less than 10 years of service, limited benefits are available to your minor children. If you have 10 or more years of service, your surviving spouse may receive benefits for life. If you have less than five years of service, your survivors are not eligible for benefits; however, your beneficiary may receive a refund of your contributions to the plan at the time of your death.

Social Security Administration has an on-line calculator that allows members who are eligible for a pension from TRSL and the SSA to calculate the windfall elimination provision (WEP), which can reduce Social Security retirement benefits for most retirees who collect pensions from jobs not covered by Social Security.

Access the calculator

Windfall Elimination Provision

Government Pension Offset